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A1-A2 | Topic 1: Foundations of Personal Finance: Saving & Spending

Master Essential Financial English to Budget, Discuss Expenses, and Achieve Personal Savings Goals

Instructor: Claudio
4.8 (2,145 reviews)
Beginner to Pre-Intermediate (CEFR A1-A2)

Starts today.

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About this course

Take your first confident steps into the language of money, budgeting, and everyday business economics. Designed specifically for working adults and early-career professionals, this foundational module breaks down essential financial principles into practical, actionable English. Through relatable real-world scenarios—such as analyzing daily spending habits, mastering the famous 50/30/20 budget rule, and negotiating household expenses—you will build the conversational skills needed to talk about money with clarity and confidence.

What you'll learn

• How to differentiate between financial "needs" and "wants" in professional and personal contexts.
• How to explain basic personal budgets using the 50/30/20 rule.
• Strategies to discuss income, recurring monthly bills, bank statements, and emergency savings funds.
• Phrasal verbs and vocabulary used to talk about reducing operational or personal expenses (e.g., cut down on).
• Present Simple vs. Present Continuous (e.g., "I usually save money, but this month I am spending too much.")
• Modals of Obligation & Necessity: Need to / Have to / Must (e.g., "We need to cut down on takeout food.")
• Countable & Uncountable Nouns in Finance (e.g., Money, cash, income vs. Bills, dollars, statements)

Skills you'll gain

Budgeting vocabulary financial categorization expressing personal preferences oral problem-solving real-time microphone practice active listening comprehension basic financial negotiation

Syllabus

Discover what awaits you in this step-by-step program.

Module 1 5.5 hours

Topic 1: Saving & Spending

• Clearly articulate how they manage their monthly salary or income.
• Explain financial trade-offs (e.g., spending on daily luxuries vs. saving for long-term investments).
• Describe unexpected financial emergencies and propose practical spending cuts.
• Engage in basic spoken roleplays with financial advisors or banking staff regarding personal savings plans.

Enroll today

Start your journey to fluency.

15,000+ already enrolled

  • Beginner to Pre-Intermediate (CEFR A1-A2) Level

    Recommended for your stage

  • 3 weeks to complete

    2 hours a week

  • Flexible schedule

    Learn at your own pace

  • Avelt Certificate

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